Result types

Each acquiring bank has its own result descriptions for each collection instrument outcome. Similarly, for authentication attempts and verification attempts. Despite these all being based on a common Bankserv schema, this can get complicated. So BankTech standardises all result codes to help you keep track of your results in a cohesive manner even when using multiple acquiring banks.

The result classification approach is outlined below:

• Collection result code (the lowest level of result detail)

• Collection result type (a result code group)

• Authentication result type (a result code group)

• Verification result type (a result code group)

Collection result types:

• Paid (successful)

• Unpaid (unsuccessful)

• Failed (could not be processed)

• Disputed (reported and refunded)

• Recalled (reversed processing)

• Info (interim status updates)

Authentication result types:

• Accepted (Successful)

• Rejected (Rejected by the debtor)

• Pending (Pending response from debtor)

• Queued (Queued to be authenticated )

• Timed-out (No response from debtor)

• Failed (Could not be processed)

Verification result types:

• Verified (successful)

• Partial (partially successful)

• Unknown (unable to verify)

• Failed (could not be processed)