Authenticating DebiChecks

All DebiCheck collections must be associated with DebiCheck authentication keys which are obtained by performing a DebiCheck authentication. You can perform an authentication on a registered mandate, use our straight through DebiCheck banking methods, or use your own DebiCheck authentication solution. BankTech DebiCheck authentication can be performed in 2 ways:

POST: /mandates/dc/auth

This will authenticate a registered DebiCheck mandate.

• Rate limit: 1 per second

• Payload size: 1 DebiCheck mandate

By using the registered mandate authentication method, we take care of updating the mandate's data when the authentication is performed, saving you effort to do so yourself.

POST: /banking/dc/auth

This will authenticate a non-registered DebiCheck mandate.

• Rate limit: 1 per second

• Payload size: 1 DebiCheck mandate

If you want to use our banking DebiCheck authentication method for straight through processing, you will need to have an appropriate authentication profile with your acquiring bank and give us the details of that profile to configure it's availability through our API. You can learn more about how this is done by visiting our processing models and managing bank profiles articles.

If you are using our banking DebiCheck authentication method, you can give us the DebiCheck authentication key to use on a registered mandate by amending that mandate. You could also provide it to us for use on an ad-hoc collection by amending that collection.